Pet Insurance

Pet Insurance

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Key Features

Comprehensive coverage for all your furry friends

Coverage Highlights

Key Benefits
  • Comprehensive Coverage

Includes vet fees, surgeries, and illness-related treatments

  • Affordable Premiums

Flexible and tailored plans for pets of all types

  • Emergency Care Support

Coverage for emergencies and unexpected treatments

  • Multiple pets covered

Our plans cover multiple pets, providing all-round protection for your beloved cats and dogs

Inclusions

What's covered?
  • Surgery & Fracture Expenses Covered

Pays agreed amount in case of Surgical expenses incurred for the insured pet during the Policy Period

  • Hospitalisation Covered

Pays agreed amount in case of in-patient treatment for an Illness or an Injury to the insured pet, carried out in a veternary Hospital

  • Mortality Benefit Cover

Pays agreed amount in case of death of insured pet due to Illness, Accident or as a result of the Vet putting insured pet to sleep in order to alleviate its incurable and inhumane suffering due to an Illness or Accident

  • Terminal Diseases Cover

Pays agreed amount in case the pet is diagnosed as suffering from any of the Terminal diseases

  • Long Term Care Cover

Pays agreed amount in case the pet is diagnosed as suffering from any of the Illnesses and require long term care

  • OPD Cover

Pays agreed amount for treatment of your pet, carried out by a vet at his/her Veterinary Clinic, upto the amount of INR 30,000

  • Third Party Liability Cover

Pays agreed amount for defending the claims lodged against the Insured is absolved of the legal liability by a competent Court or Tribunal

  • Theft/Lost/Straying Cover

Pays agreed amount for permanent loss as a result of your pet being lost or stolen or strayed and no recovery having been made after 45 days despite appropriate attempts to trace the pet including advertising and reward

  • Note

Please read policy wording for detailed terms and conditions

Exclusions

What's Not Covered
  • Pre-existing medical conditions

Non-veterinary treatments or care

  • Cosmetic or elective procedures

Routine check-ups or vaccinations outside the policy scope

  • Glaucoma related claim

Any claim related to Glaucoma shall not be payable

  • Death due to lack of vaccination

if the insured dog is put to sleep due to aggression unless this can be attributed to an Illness and can be certified by a Veterinary Doctor

  • Surgeries/Hospitalisations

Any Surgeries/Hospitalisation which are not necessitated due to any Accident/Illness

  • Note

Please read policy wording for detailed terms and conditions

Additional Services

What else can you get?
  • Vaccination

Covers failure of vaccination

  • Discounts

Avail exciting discounts like RFID discount, Medical Report discount, etc

  • Note

Please read policy wording for detailed terms and conditions

COMPARE TABLE

Find the best coverage options side by side, tailored to your needs.

Coverage Name
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Sum Insured

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Short Term

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Long Term

Surgery Expenses Cover INR 10,000 - INR 3,00,000 Yes Yes
Hospitalisation Expenses Cover INR 5,000 - INR 50,000 Yes Yes
Mortality Benefit Cover Varies for each pet Yes Yes
Terminal Diseases Cover INR 5,000 - INR 50,000 No Yes
Long-Term Care Cover INR 5,000 - INR 50,000 No Yes
OPD Cover INR 30,000 Yes Yes
Third Party Liability Cover INR 10,000 - INR 1,50,000 Yes Yes
Theft/Lost/Straying Cover Varies for each pet Yes Yes

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How to Buy

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    Claim Registration

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    Premium Calculator

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    Online Grievance

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    Policy Issuance Tracker

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    Claim Status Inquiry

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    Branch Locator

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    Locate Health Network Hospitals

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    Network Garages

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    Duties and Responsibilities of a Surveyor and Loss Assessor

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    Claim Settlement Process Flow

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    Standards and Benchmarks for the Hospitals in the Provider Network

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    General List of Required Documents for Non Motor Claim

How to Renew

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    Email : bagichelp@bajajallianz.co.in

How to Claim

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    Grievance Officer It is our constant endeavor to resolve customer's c

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Hear from our customers

Hassle-free claims process

Filing a claim was so easy and quick! Bajaj Insurance made the process stress-free and I received my reimbursement promptly

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Rajat Sahai

Pune

5

4th Nov 2024

Hassle-free claims process

Filing a claim was so easy and quick! Bajaj Insurance made the process stress-free and I received my reimbursement promptly

alt

Rajat Sahai

Pune

5

4th Nov 2024

Hassle-free claims process

Filing a claim was so easy and quick! Bajaj Insurance made the process stress-free and I received my reimbursement promptly

alt

Rajat Sahai

Pune

5

4th Nov 2024

Hassle-free claims process

Filing a claim was so easy and quick! Bajaj Insurance made the process stress-free and I received my reimbursement promptly

alt

Rajat Sahai

Pune

5

4th Nov 2024

FAQ's

Is pet insurance for dogs important?

A pet insurance is a must for every pet owner to maintain the pet’s overall well-being. With suitable pet insurance coverage, your pet dog can avail of medical care and secure you against unexpected veterinary bills.

Why is pet insurance important?

A pet insurance is a must for every pet owner to maintain the pet’s overall well-being. With suitable pet insurance coverage, your pet can avail medical care and secure you against unexpected veterinary bills.

What factors affect the pet insurance premium in India?

Various factors determine pet insurance in India. Some of it includes breed, size of the breed, age and policy tenure.

Can the pet be used for any commercial purpose?

The pet can be insured for commercial purposes. However not for hunting, sports activities, breeding, or any hazardous activities.

Which is better: health insurance or medical insurance?

Health insurance offers broader coverage, including pre and post-hospitalisation expenses, while mediclaim policy primarily covers hospitalisation costs, making health insurance more comprehensive.

What is the cost of buying pet insurance?

The pet insurance premium is dependent on several factors such as policy term, breed, age of the pet, etc. Comparing the average cost of medical bills for the pet and the premium paid to purchase a pet insurance it is only wiser to opt for the latter as it is cost-effective.

Why is medical insurance necessary for your health?

Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings.

How many dependent members can I add to my family health insurance pla

You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.

Why should you compare health insurance plans online?

Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.

Why should you never delay the health insurance premium?

Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.

How to get a physical copy of your Bajaj Allianz General Insurance Com

Request a physical copy from the insurer or take a printout of the digital policy document received via email.

Is there a time limit to claim health cover plans?

Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.

What exactly are pre-existing conditions in an Individual Health Insur

Pre-existing conditions are medical conditions you had before buying your Individual Health Insurance plan. Coverage for these might require waiting periods or exclusions. Be transparent about your health history.

How is the insurer going to pay my hospital bills?

Insurers cover hospital bills through reimbursement (you pay upfront and get reimbursed later) or cashless hospitalisation (insurer settles bills directly with network hospitals).

Are there any tax advantages to purchasing Individual Health Insurance

Individual Health Insurance premiums often qualify for tax deductions under Section 80D of the Income Tax Act (India).

Why should I need Personal Medical Insurance?

Personal medical insurance offers financial protection against unexpected medical expenses due to illness, accidents, or hospitalisation. It provides peace of mind and safeguards your savings.

How do I go about renewing health insurance plans?

Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses.

How is the health insurance renewal premium calculated?

We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.

Can I renew my expired health insurance policy?

Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo

Can I renew health insurance online?

Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.

Will I be able to transfer my health insurance policy from another pro

Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.

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Pet Insurance in India

Give Your Pet the Same Care They Give You

A pet is a part of the family that requires requisite nurture and care just like humans. And just like any family member, we want to make sure they're protected and taken care of. However unexpected accidents and illnesses can happen, and veterinary bills can quickly add up. That's where pet insurance comes in!

A pet cover is a must considering how expensive it is to maintain the pet’s overall well-being. It offers protection against the expenses that may incur in case of an unforeseen event. Suitable insurance for pets in India will help to continue safeguarding the pets in every possible way.

What is Pet Insurance?

A pet insurance plan offers those ‘PAWS’ the ultimate care against unexpected and expensive medical bills. If you are a pet parent, and look forward to safeguarding your pet against uncertainties, opt for a pet insurance policy.

Who Should Buy Pet Insurance Policy?

If you are a pet parent and look forward to having adequate protection against various expenses in case of an accident or illness. Multiple pets under the ownership of a single individual will be covered under the pet insurance.

Benefits of Buying Pet Insurance in India

Our plan has been designed to fit the unique needs of your pet. Unexpected vet bills or pet loss, pet parenting has become easier. There are various benefits of buying insurance for pets in India.

- Surgery Expenses Anemia

- Hospitalisation Cover

- Mortality Benefit

- Terminal Diseases Cover

- Long Term Care Cover

- OPD Cover

- Third Party Liability Cover

- Theft/Lost/Straying Cover

Note: For complete information, please refer to the product brochure.

Documents to be Submitted While Buying Insurance for Pets in India

If you are planning to secure your furry friend from the uncertainties of life, here’s a quick rundown of the documents required to buy pet insurance coverage:

- Duly filled pet insurance proposal form

- Diagnostics test result in case the customer chooses PIN cover. This will be effective from the succeeding day

- Description/details about the unique pet and that help to identify the pet

- A self-declaration on timely vaccination of the insured pet

- If the sum insured above the maximum price is as per the pricing matrix opted by the insured, a purchase proof is required

- If the customer has selected the pet of pedigree lineage, a pedigree certificate is required

Note: Basis the type of pet covered, the insurer may relax specific documentation requirements. The list may vary from insurer to insurer.

Is There a Cover for Commercial Use of Pets?

Upon payment of additional premium, pet insurance coverage may be extended to cover the pets for business, occupational, or professional uses. However, this will not be available for those pets who are engaged in any hazardous activity/sports or hunting.

Tips to Keep Your Pet Healthy and Happy

Your pet requires only care and love from you. As a responsible pet parent, follow these handy tips to keep your pet healthy and happy:

Regular Grooming

Pet enjoy grooming, doing it regularly implies that their coat is in good condition.

Timely Vaccination

Take your pet for yearly annual health checkups. It ensures that the pet remains up to date with vaccinations, wormer and flea treatments.

Get it Neutered

Get your pet neutered or spayed. The surgery needs to be carried out by a veterinary only. For female cats, it’s better to be done before they reach four months.

Know the Breed

Different pet breeds have their health and behavior issues, some breeds have exaggerated physical features which may reduce the quality of life. While there are breeds prone to inherited diseases/disorders. Consult a veterinary if you are unsure about anything.

Buy Pet Insurance

Do not miss out on buying suitable pet insurance. Dog parents have pet insurance for dogs similarly to stay away from financial surprises buy pet insurance. Before buying a plan, you may also compare pet insurance quotes.

What are you waiting for, we know you love your pet, and it's time to include your ‘Furry’ friend in the circle of ‘Pur-tection’! For the ultimate care for your furry friends, insure them with our pet insurance policy.

Claim Process of Pet Insurance

Here’s a quick step-by-step guide to make your pet insurance claim process easier and hassle-free:

- In case of any adversity concerning that involves your pet, intimate the insurer within 24 hours.

- Register your pet insurance claim, drop an email at bagichelp@bajajallianz.co.in, or give us a call on our toll-free number 1800 202 5858.

- A customer support executive will reach out and collect all important information to register a pet insurance claim.

- The customer should fill out the claim form and email it along with other documents. Alternatively, the customer can also upload the same on the official website or Bajaj Allianz General Insurance mobile application.

- In case further information or any other document is required, a representative from the insurer may reach out.

- The concerned team evaluates the admissibility of the claim for the insurance of the pet.

- If the claim is approved an NEFT form is shared with the customer.

- Once the customer provides the updated NEFT form, the payment for pet insurance claims is processed.

Why Bajaj Allianz Pet Insurance Policy?

At Bajaj Allianz General Insurance, we understand that your pet is an integral part of your family. Our extensive care enables us to provide the best of everything to your pet.

- Wide range of pet insurance coverages at a cost-effective premium

- Cover available on Individual and Group basis

- Annual/Short/Long term policy period options

- Option to use RFID tagging for pet

- Covers surgery expenses and hospitalization costs for the treatment of the pet

- Covers failure of vaccinations

- Covers advertising cost in case of Theft/Straying of the insured pet

- 30-day survival period in case of terminal diseases cover

- Provide a reward to the person who assisted in successfully tracing out of lost or stolen pet

- Covers third-party Liability of the pet owner with um insured options up to INR 15,00,000

- No mandatory section, you can choose any cover